| 13 Feb | Results for 2007 announced |
|---|---|
| 22 Apr | Annual General Meeting |
| 29 Jul | Interim results for 2008 announced |
| 19 Mar | Ex-dividend date |
|---|---|
| 25 Mar | Record date |
| 11 Apr | DRIP election date |
| 02 May | Payment of final dividend for 2007 |
| 20 Aug | Ex-dividend date |
| 22 Aug | Record date |
| 12 Sep | DRIP election date |
| 03 Oct | Payment of interim dividend for 2008 |
| 7 Apr | Payment of interest |
|---|---|
| 7 Oct | Payment of interest |
| 20 Jan | Payment of interest |
|---|---|
| 20 Jul | Payment of interest |
Information about the Group can be found on the internet at www.bbg.co.uk
You are able to keep track of the share price through the financial press, or by visiting our Group website at www.bbg.co.uk or by calling the Shareholder Helpline on 0844 472 6003.
To buy or sell Bradford & Bingley shares call 0844 472 6003. This service is provided by our Registrar, Computershare and is available to all our shareholders. Please have your Securityholder Reference Number ('SRN') ready when making your call. You will find this on your voting form or your dividend documents.
An internet share dealing service has also been established with our Registrar. Log on to www.computershare.com/dealing/uk and have your SRN ready. A bank debit card will be required if you wish to purchase shares.
For shareholders in the Bradford & Bingley Nominee Account ('BBNA') a postal share dealing service is also available. Please contact the Registrar for details.
For information about the Annual General Meeting ('AGM'), shareholdings, dividends and changes to personal details please contact the Registrar: Computershare Investor Services PLC, PO Box 1913, The Pavilions, Bridgwater Road, Bristol BS99 2PR Telephone: 0844 472 6003.
Institutional investors may wish to contact Investor Relations by calling 01274 806341.
The Summary Financial Statement is posted to shareholders who have not requested a full version of the Annual Report & Accounts and to those members of the BBNA who have requested to receive it, together with the AGM documents and a voting form. A full version of the Annual Report & Accounts is available on our www.bbg.co.uk website. Those shareholders in the BBNA who do not currently receive these documents can make request to do so at anytime by calling the Registrar on 0870 703 0003. The Summary Financial Statement is available in large print, Braille and audio tape format. To request a copy call the Shareholder Helpline on 0844 472 6003.
Many investors find themselves owning parcels of shares in quantities so small that it would cost more to sell them than they are worth. They may therefore be too small to do anything with, but may still bring a tax liability on any dividends paid and unwanted annual reports and other documents.
Bradford & Bingley plc supports ShareGift, which is administered by The Orr Mackintosh Foundation (registered charity number 1052668). Any shares that you donate to ShareGift will be transferred into the name of The Orr Mackintosh Foundation, who will aggregate them, sell them when possible and donate the proceeds to a growing list of charities. Since ShareGift was started in 1996 millions of pounds have been given to hundreds of charities.
If you would like to participate in the ShareGift scheme, or receive more information about the scheme, they can be contacted by visiting their website at www.sharegift.co.uk, or by calling 020 7930 3737, or by writing to ShareGift, 17 Carlton House Terrace, London SW1Y 5AH.
You can choose one of the following methods:
The Company now offers a Dividend Reinvestment Plan that allows you to use your whole cash dividend to buy additional shares in a cost-effective way. Computershare Investor Services PLC run the scheme and you can find further information and also join the Plan on the website www.computershare.com/investors/uk
You can elect to receive your dividends directly into a bank or building society account. You will receive one consolidated tax voucher each year. This will contain the taxation details of all dividends paid in that particular tax year. If you wish to have them credited to a bank or building society account, you will receive a form with the dividend payment enabling you to do this.
Otherwise, dividends will be paid to you by cheque to the address held by the Registrar.
The Company has set up a facility for shareholders to take advantage of electronic communications. You can vote online and receive notification of shareholder documents electronically.
To cast your AGM vote online log on to www.computershare.com/voting/uk and complete the following steps:
To register your e-mail address so that future shareholder information can be made available to you electronically log on to www.bbg.co.uk and complete the following steps:
In addition to providing electronic voting and proxy appointment via our Registrar's website, the Company is supporting the CREST electronic proxy appointment service. Please see the notes on the proxy voting form for details of how to use this service.
| Auditor KPMG Audit Plc 1 The Embankment Neville Street Leeds LS1 4DW |
Solicitor Herbert Smith Exchange House Primrose Street London EC2A 2HS |
| Financial Adviser Goldman Sachs International Peterborough Court 133 Fleet Street London EC4A 2BB |
Stockbrokers Citigroup Global Markets Limited Canada Square Canary Wharf London E14 5LB |
| Registrar Computershare Investor Services PLC P O Box 1913 The Pavilions Bridgwater Road Bristol BS99 2PR |
UBS 1 Finsbury Avenue London EC2M 2PP |
| Holders | % | Shares | % | |
|---|---|---|---|---|
| Holder range | ||||
| 1 - 250 | 840,210 | 89.366 | 208,195,177 | 33.706 |
| 251 - 500 | 77,195 | 8.211 | 30,417,049 | 4.924 |
| 501 - 1,000 | 13,475 | 1.433 | 9,686,725 | 1.568 |
| 1,001 - 5,000 | 8,019 | 0.853 | 16,126,503 | 2.611 |
| 5,001 - 10,000 | 597 | 0.063 | 4,299,189 | 0.696 |
| 10,001 - 100,000 | 438 | 0.047 | 12,681,162 | 2.053 |
| 100,001 - 200,000 | 89 | 0.009 | 12,672,375 | 2.052 |
| 200,001 - 500,000 | 69 | 0.007 | 21,900,138 | 3.546 |
| 500,001 - 1,000,000 | 36 | 0.004 | 25,611,192 | 4.146 |
| 1,000,001 - 5,000,000 | 50 | 0.005 | 112,191,413 | 18.164 |
| 5,000,001 and over | 17 | 0.002 | 163,893,611 | 26.534 |
| 940,195 | 100 | 617,674,534 | 100 | |
| Type of holder | ||||
| Individuals | 936,707 | 99.629 | 97,240,580 | 15.743 |
| Insurance & other corporates | 342 | 0.036 | 11,182,650 | 1.810 |
| Banks & nominees | 3,113 | 0.331 | 329,255,420 | 53.306 |
| Pension funds, investment | 33 | 0.004 | 179,995,884 | 29.141 |
| trusts and trustees | ||||
| Total | 940,195 | 100 | 617,674,534 | 100 |
*The interests above include holdings in the Bradford & Bingley Nominee Account, certificated and uncertificated holdings.
Over the last year many companies and the share industry have become aware that their shareholders have received unsolicited phone calls or correspondence concerning investment matters. These are typically from overseas based 'brokers' who target UK shareholders offering to sell them what often turn out to be worthless or high risk shares in US or UK investments. They can be very persistent and extremely persuasive. A 2006 survey by the Financial Services Authority (FSA) has reported that the average amount lost by investors is around £20,000. It is not just the novice investor that has been duped in this way; many of the victims had been successfully investing for several years. We are not aware of any Bradford & Bingley shareholders being approached however be very wary of any unsolicited advice, offers to buy shares at a discount or offers of free company reports.
If you receive any unsolicited investment advice:
If you deal with an unauthorised firm, you would not be eligible to receive payment under the Financial Services Compensation Scheme. The FSA can be contacted by completing an online form at www.moneymadeclear.fsa.gov.uk/contactus.aspx
Details of any sharedealing facilities that the Company endorses are included in Bradford & Bingley plc mailings.
More detailed information on this or similar activity can be found on the FSA website www.moneymadeclear.fsa.gov.uk This note is based on advice issued by the FSA and the Institute of Chartered Secretaries and Administrators.